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Getting approved for a mortgage is an exciting step toward homeownership, but it requires careful financial planning. Lenders look at various factors to determine your eligibility, and small improvements can make a big difference. If you’re preparing to apply for…
Choosing the right mortgage professional is a critical step in the home-buying process. Whether you work with a mortgage lender or a mortgage broker, the decision can impact your loan options, interest rate, and overall experience. Here’s how to determine…
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how much home you can afford. When rates rise, it can…
Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you…
The thrill of Black Friday shopping is hard to resist. The promise of deep discounts on everything from electronics to furniture can make it tempting to splurge, especially if you need bigger appliances or furniture for your new house. But…
In the wake of Hurricane Helene, which left parts of the upstate of South Carolina and western North Carolina in turmoil, New Story Lending is proud to extend its 911 Heroes Program to include a group of workers who played…
Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s essential to understand how…
As we step into 2024, the real estate market continues to evolve, bringing new trends and challenges for homebuyers. Whether you’re a first-time buyer or looking to upgrade, understanding the current landscape is crucial for making informed decisions. Here’s what…
Honoring Heroes: New Story Lending's $911 Home Credit Program In homeownership, New Story Lending stands out as a beacon of innovation and compassion with its groundbreaking $911 Heroes Home Credit Program. Designed to honor the valiant efforts of our everyday…
Embarking on the journey to homeownership is an exciting milestone, yet it requires meticulous financial preparation. Understanding the pathway to financial readiness can transform the dream of owning a home into reality. Here are essential steps to prepare financially for…
